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Protect Your Identity - Important Security Notice
Metro North
Federal Credit Union will never email or telephone you
requesting your personal or account information. Protect
yourself against fraud; never provide personal or financial
information such as Check or credit card numbers, PINs, Social
Security numbers or passwords to unsolicited phone,
email or pop-up website requests. Be sure to check your account
information regularly for possible unauthorized transactions.
Virtual Branch, our online banking system, is available any
time and any where there is Internet access. |
Be Identity Smart!
Protect yourself from the increasing threat of identity theft and
identity fraud. Criminals and fraud artists are perpetually looking for
new ways to scam you out of your hard-earned money and reputation.
By
using common sense and following a few simple security precautions, you
can lower your risk of being a victim of this very personal crime.
Identity Theft
When a
criminal uses another individual’s personal information to “become” that
person, it is known as Identity Theft. It can involve more than the
theft or misuse of a Social Security Number. It may also involve credit
card and other types of fraud.
What
should you do?
Act immediately to minimize the danger to your personal information,
including but not limited to, personal funds and financial accounts.
Close
all compromised accounts that have been established fraudulently in your
name.
Contact the three major credit bureaus:
If you
are a victim, and the US Mail is involved, contact the nearest US Postal
Inspector’s office. Contact your local law enforcement agency.
If
your Social Security Number was used fraudulently, contact the Social
Security Administration at 800.269.0271.
Contact the Department of Motor Vehicles (DMV) to see if another
driver’s license was issued in your name.
Contact the Federal Trade Commission (FTC) at 877.ID.THEFT (438.4338) or
visit their
website.
If any Metro North Federal Credit Union accounts are believed to be
compromised, call 904-757-5562.
Protect Yourself
It is
not always possible to secure your personal information 100% of the
time. However, if you ask yourself these questions and incorporate the
following helpful tips, you may greatly reduce the risk of becoming a
victim.
When
is the last time I reviewed my credit report?
You
should, at a minimum, review your credit report once a year from each of
the three credit bureaus. An alternative is to order one report from one
of the credit bureaus every 4th month, thus covering all over a one year
period. Below are links to the three major credit bureaus:
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